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The Average Funeral is Over $9,000!*
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Final expense life insurance is designed to cover the cost incurred by your loved ones after your death – for your medical bills and funeral expenses.
If you already have a term life or whole life insurance policy, your loved ones can use your existing policy to pay for the final expense associated with your death. If your term life insurance expires, you may want to consider choosing a burial expense insurance policy. You may not need final expense insurance if your family has the means to cover your funeral and medical expenses upon your death. A typical funeral can cost anywhere from $10,000 to $20,000, and the typical final expense policies average from $5,000 - $25,000. Final expense premiums are determined by age and the carrier you select. The reason for this is that the insurance company will take on more risk when they insure an older person, because the risk of death will be statistically higher. Purchasing life insurance at a younger age will understandably have lower premiums than starting at an older age.
* Average funeral cost s include vault: https://nfda.org/news/media-center/nfda-news-releases/id/6182/2021-nfda-general-price-list-study-shows-funeral-costs-not-rising-as-fast-as-rate-of-inflation
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$25,000
of Burial Insurance to Cover Your Funeral & Final Expenses
Don't Leave Your Family to Pay Your Debts
Up to $25,000
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To Cover Funeral & Final Expenses
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